Kiva – The Pedro Story
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Kiva is a microfinance institution (MFI) with the mission of connecting people, through lending, for the sake of alleviating poverty.
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Full video here:
http://www.youtube.com/watch?v=meVAPscrGsI&fmt=22
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A.I.G. Bailout Losses Hidden, Report Says
In early October, the Treasury estimated that taxpayers would lose $ 5 billion on their investment in A.I.G., in contrast with a earlier prediction of $ 45 billion.
Read more on New York Times
SCORE: Money matters when starting a business
Financing a new small business is one of the biggest hurdles that an aspiring entrepreneur faces. But it’s not an insurmountable one. There are sources of start-up funds that are not as difficult to secure as many people assume. The key is to find the right type of financing for your specific needs, determine exactly how much you need and what your responsibilities are to the lenders, and know …
Read more on The Community Connection
Will The S&P Break Above 1,200?
Following a relentless rally, the S&P has arrived at a critical junction. Where will it go from here?
Read more on ETFguide.com via Yahoo! Finance

Homeownership Preservation Foundation Provides Assistance, Six Warning Signs of Foreclosure Scams to Prevent Homeowners Falling Prey to Rip-offs
Washington, DC (PRWEB) October 18, 2010
Information about individual foreclosures is publicly available, with anyone able to access information such as the owner’s name and address, and in some states, other sensitive information. This means that homeowners in foreclosure can become the target of mortgage loan scammers who seek to take advantage of their situation. The Homeownership Preservation Foundation (HPF), which provides information and financial education to guide consumers toward the path of sustainable homeownership, is alerting homeowners to resources that will help them avoid being victimized by unscrupulous companies conducting mortgage loan modification and foreclosure rescue scams. The Homeowner’s HOPE⢠Hotline, 1-888-995-HOPE, is a central point of contact for homeowners who think they may be a victim of a scam.
1-888-995-HOPE⢠Available Resource for Homeowners to Report Fraud
“One of the most devastating aspects of the current financial crisis for homeowners is the prospect of losing their homes to foreclosure, and to add to their distress, many homeowners have fallen victim to foreclosure help scams,” said Colleen Hernandez, CEO of the Homeownership Preservation Foundation. “Don’t be fooled. You can find specific guidance on how to avoid mortgage loan scams by calling 1-888-995-HOPE or visiting the website at http://www.995HOPE.org,” said Hernandez.
HPF has formed a coalition with NeighborWorks America, HUD, Fannie Mae, Freddie Mac, and the Lawyers Committee for Civil Rights Under Law to curb foreclosure rescue scams. The Homeowner’s HOPE⢠Hotline has a dedicated team trained specifically to take information on reported foreclosure scams and work with homeowners to address any financial issues. This information is used by local, state, and federal agencies to shut down unscrupulous organizations.
The U.S. Government Accountability Office released a report in July 2010 entitled “Home Ownership Preservation,” which warns: “The current foreclosure crisis has provided persons who may perpetrate mortgage foreclosure rescue and loan modification schemes with unprecedented opportunities to profit from homeowners desperate to save their homes.”
The report says that the most active scheme is one in which individuals or companies charge a fee for services not rendered. In addition, the report said there are two other types of foreclosure rescue and loan modification scams that are common: advance-fee loan modification schemes and sales-leaseback schemes, with advance-fee schemes being the most common. The U.S. Federal Trade Commission recently reported on a new twist on the advance-fee scam–a forensic mortgage loan audit.
Scams aren’t always easy to spot – but it helps if to know what to look for. Here are Six Warning Signs of a Foreclosure Scam:
1. A company/person asks for a fee in advance to work with your lender to modify, refinance or reinstate your mortgage. They may pocket your money and do nothing to help you save your home from foreclosure.
2. A company/person guarantees they can stop a foreclosure or get your loan modified. NO ONE can make this guarantee to stop foreclosure or modify your loan. Legitimate, trustworthy HUD-approved counseling agencies can assist you with options and facilitate communication with your mortgage company.
3. A company/person advises you to stop paying your mortgage company and pay them instead. Despite what a scammer will tell you, you should never send a mortgage payment to anyone other than your mortgage lender. If you have trouble making your monthly payment, contact your mortgage lender or call the Homeowner’s HOPE⢠Hotline at 1-888-995HOPEâ¢.
4. A company pressures you to sign over the deed to your home or sign any paperwork that you haven’t read or you don’t fully understand. A legitimate housing counselor should not and will not pressure you to sign a document of any kind.
5. A company claims to offer “government-approved” or “official government” loan modifications. These may be scam artists pretending to be legitimate organizations approved by, or affiliated with the government. Check to be sure by contacting your mortgage lender directly or by calling Homeowner’s HOPE⢠Hotline at 1-888-995HOPE⢠to learn more about government programs for which you may qualify.
6. A company/person you don’t know asks you to release personal financial information. Check to be sure you are speaking with a legitimate company/person by contacting your mortgage lender directly or by calling Homeowner’s HOPE⢠Hotline at 1-888-995HOPEâ¢.
For additional resources on how to avoid foreclosure scams, including an educational video, visit http://www.995hope.org/avoid-foreclosure/
About the Homeownership Preservation Foundation
The Homeownership Preservation Foundation (HPF) is an independent national nonprofit dedicated to helping distressed homeowners navigate financial challenges and avoid mortgage foreclosure. Through its Homeowner’s HOPE⢠Hotline, 888-995-HOPEâ¢, HPF provides comprehensive homeowner education and foreclosure prevention counseling for free, 24 hours a day, 7 days a week, 365 days a year, in over 170 languages. Since 2007, HPF has served over four million distressed homeowners, an average of 5,500 persons each business day, who depend upon HPF as a trusted, neutral source of assistance. HPF develops innovative and sustainable solutions to preserve and expand homeownership through consumer education and counseling programs. For more information about the Homeownership Preservation Foundation or the Homeowner’s HOPE⢠Hotline, please visit http://www.995hope.org
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Vocus, PRWeb and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Find More Small Loans Press Releases
Question by okangeljenny23: Personal Loans From Small Loan Companies?
i have 3 loans out right now at 3 differant loan companies they are all very small under 300.00 and 1 of them is almost paid off.. is it possible that i can get another loan from somwhere else? im moving and need money for personal home items.. i have 3 children and there is no option to wait..im down to 25.00 and that isnt going to cut it.. so is there a limit as to how many loans you may have at once?
Best answer:
Answer by yani
There is a limit as how many loans you may have. Because the bank don’t want take the big risk. But if you can pay on time then no reason you can’t get the loan.
If you want to get personal loan for your home items, then a link below wish can help you. They offer cash money up to $ 1500. Just put your name and email, then bingo you get the money. No hassle. All application accepted even bad credit. Just try it. Hope it helps!
Add your own answer in the comments!
Question by Jeremy Zelenka: Can Ocean Finance truly consolidate all of my small loans into one single monthly repayment?
Best answer:
Answer by Common Sense
No.
Know better? Leave your own answer in the comments!
A.I.G. Bailout Losses Hidden, Report Says
In early October, the Treasury estimated that taxpayers would lose $ 5 billion on their investment in A.I.G., in contrast with a earlier prediction of $ 45 billion.
Read more on New York Times
Watford City business nets 0K SBA loan
North Dakota’s Congressional delegation annouced last week that the U.S. Small Business Administration will provide almost $ 3 million in small business loans to North Dakota, including a $ 100,000 loan to a Watford City company.
Read more on Williston Herald
SCORE: Money matters when starting a business
Financing a new small business is one of the biggest hurdles that an aspiring entrepreneur faces. But it’s not an insurmountable one. There are sources of start-up funds that are not as difficult to secure as many people assume. The key is to find the right type of financing for your specific needs, determine exactly how much you need and what your responsibilities are to the lenders, and know …
Read more on The Community Connection

Kalamazoo: A Promising Place to do Business
Kalamazoo, MI (Vocus) October 18, 2010
When Kate Piser was a senior at Loy Norris High School in Kalamazoo, she got a piece of news that would have a huge impact on her college career. The year was 2005 and The Kalamazoo Promise was being launched. Piser, who had attended Kalamazoo public schools since kindergarten, would get a free ride at any university or community college in the state of Michigan.
The Kalamazoo Promise was born when a group of anonymous donors pledged to fund the college careers of students in the public school system. Maximum benefit is provided to students like Piser, who attend the school system from kindergarten through grade 12; students who have spent less time in the system get a percentage of funding calculated on a sliding scale.
The now 22-year-old Piser has come a long way since that announcement five years ago. She is one of a huge crop of students in Michigan comprising the first graduating class of The Kalamazoo Promise. After four years as a student at Central Michigan University (CMU), Piser is just a few credits away from completing her undergraduate studies. Piser had her sights set on college prior to the inception of the Kalamazoo Promise, but she was actively seeking funding when the program was put in place.
âI was on my way to CMU for a scholarship competition, and on my way up there my journalism teacher called to tell me about the Kalamazoo Promise. It was a funny situation because I was on my way to try to get a full ride scholarship,â Piser said, adding that she knew several students who would not have gone to college were it not for The Kalamazoo Promise.
âThere were a lot of families that would have been taking out loans for their kids and a lot of kids who would have had to work incredibly hard to go to college,â Piser said. âThere were kids who weren’t planning on going to college but The Kalamazoo Promise turned that around. It made it possible for everyone in the school system to succeed.â
Perhaps the most exciting part of Piser’s story is the fact that she plans to give back to the community that put her through college. After finishing her undergraduate studies in community recreation and subsequently obtaining a Masters Degree in social work, Piser intends to live, work and raise a family in Kalamazoo.
âKalamazoo has a lot to offer,â Piser said. âI’d love to end up back in Kalamazoo and raise a family there. My dad went to Loy Norris, his brothers went to Loy Norris and I would love to send my kids to Loy Norris some day.â
Janice Brown, executive director of The Kalamazoo Promise, said she is eager to see how the first crop of graduates make use of their education. Creation of a highly skilled workforce was part of the program’s original goal, she said.
âThe Kalamazoo Promise has really been a catalyst for community transformation,â Brown said. âFor a Midwest urban community, we are moving along like no other community like us right now. A lot of that is because of our investment in education. The Kalamazoo Promise is our answer to a highly skilled workforce. If you look across the United States, the most successful communities are those that invest in their social capital and have the highest levels of education.â
David Smith, president of Midlink Business Park, a world-class, 340-acre business park located in a tax-free Renaissance Zone in Kalamazoo, weighed in on The Kalamazoo Promise as an invigorating force in the business community.
âIt is exciting to see this first crop of Kalamazoo Promise students graduate from college,â Smith said. âBy investing in education in Kalamazoo, we are investing in business, creating a highly skilled workforce with a vested interest in this community.â
About Midlink Business Park
Midlink Business Park is a 340-acre, multi-tenant, multi-use complex that occupies the buildings and land of the former General Motors stamping plant in Comstock Township, just outside of Kalamazoo. Purchased by Hackman Capital in 1999, the site has been restored and repurposed to become an economically and aesthetically attractive destination for businesses in search of new manufacturing, logistics, R&D, office and retail development space. In addition to its prime location on I-94, midway between Detroit and Chicago, and immediate access to air and rail transportation, Midlink has been lauded for its Renaissance Zone designation by the State of Michigan. Visit midlink.com
About Hackman Capital
Hackman Capital is a privately-held real estate investment firm specializing in the acquisition, management and redevelopment of industrial and commercial real estate. Hackman Capital was founded in 1986 and currently manages for its affiliates more than 16 million square feet of real estate. Visit http://www.hackmancapital.com
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Attachments
©Copyright 1997-2010, Vocus PRW Holdings, LLC.
Vocus, PRWeb and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Small Loans No Credit Check: a Viable Financial Option
There comes a time, when your financial position is not that strong and you may be struggling with severe credit disputes. In such a situation, it gets tough to deal with your needs. Even if you try, availing loans seems to be a horrendous task, due to the reluctance on the part of the lender. Therefore, it can be assumed that your prevailing circumstances are not at all in a good shape. Even then, you can grab the much needed monetary relief by opting for small loans no credit check. With these loans, you can now derive the funds in a convenient manner.
Small loans no credit check, the name itself suggests that the loan amount is approved without any credit check. This means you get to avail the loans despite suffering from multiple credit defaults such as CJs, IVA, arrears, defaults, etc. since the amount required is small, you can avail these loans without attaching any collateral. This means you get the avail the loans without any restrictions and undue burden.
The loan amount sanctioned is largely based on your income and repaying capability. In this regard, lenders may look for certain documents to establish your credibility. You have to provide documents related to your income and employment status, financial statements along with recent credit report. After evaluating the details, the loan amount is sanctioned. A limited amount in the range of £1000-£25000 is released. The reimbursement term is short and spans over a period of 5- 10 years.
The only major drawback with these loans is that of its high interest rate, which is marginally high. But affordable rates can be derived by undertaking a detailed research of the market.
In this regard, you can prefer to use the online mode. On applying online, you can get access to a large number of lenders offering these loans. By collecting and comparing the quotes, you have a chance to select a suitable deal. On further, ensuring timely repayment of the borrowed amount, you will be able to bring in positive credit.
Small loans no credit check provide you financial relief, so that even with credit disputes, you can grab financial assistance without any hassles.
Mack Grawhill is working as financial consultant for All Small Loans No Credit Check. He holds a masters degree in Finance. To find no credit check loans, small loans no credit check, bad debt small loans, small personal loans, unsecured small loans visit http://www.allsmallloansnocreditcheck.co.uk/
Article from articlesbase.com
Filipinos in hundreds of villages in Manila have benefited from microfinance loans. Over the last six years alone, about million has been given out. Many Filipinos say the lessons learned through microfinancing are helping them get through the global financial crisis. Al Jazeera’s Marga Ortigas reports.
Video Rating: 5 / 5
Find More Small Loans Articles

Kalamazoo: A Promising Place to do Business
Kalamazoo, MI (Vocus) October 18, 2010
When Kate Piser was a senior at Loy Norris High School in Kalamazoo, she got a piece of news that would have a huge impact on her college career. The year was 2005 and The Kalamazoo Promise was being launched. Piser, who had attended Kalamazoo public schools since kindergarten, would get a free ride at any university or community college in the state of Michigan.
The Kalamazoo Promise was born when a group of anonymous donors pledged to fund the college careers of students in the public school system. Maximum benefit is provided to students like Piser, who attend the school system from kindergarten through grade 12; students who have spent less time in the system get a percentage of funding calculated on a sliding scale.
The now 22-year-old Piser has come a long way since that announcement five years ago. She is one of a huge crop of students in Michigan comprising the first graduating class of The Kalamazoo Promise. After four years as a student at Central Michigan University (CMU), Piser is just a few credits away from completing her undergraduate studies. Piser had her sights set on college prior to the inception of the Kalamazoo Promise, but she was actively seeking funding when the program was put in place.
âI was on my way to CMU for a scholarship competition, and on my way up there my journalism teacher called to tell me about the Kalamazoo Promise. It was a funny situation because I was on my way to try to get a full ride scholarship,â Piser said, adding that she knew several students who would not have gone to college were it not for The Kalamazoo Promise.
âThere were a lot of families that would have been taking out loans for their kids and a lot of kids who would have had to work incredibly hard to go to college,â Piser said. âThere were kids who weren’t planning on going to college but The Kalamazoo Promise turned that around. It made it possible for everyone in the school system to succeed.â
Perhaps the most exciting part of Piser’s story is the fact that she plans to give back to the community that put her through college. After finishing her undergraduate studies in community recreation and subsequently obtaining a Masters Degree in social work, Piser intends to live, work and raise a family in Kalamazoo.
âKalamazoo has a lot to offer,â Piser said. âI’d love to end up back in Kalamazoo and raise a family there. My dad went to Loy Norris, his brothers went to Loy Norris and I would love to send my kids to Loy Norris some day.â
Janice Brown, executive director of The Kalamazoo Promise, said she is eager to see how the first crop of graduates make use of their education. Creation of a highly skilled workforce was part of the program’s original goal, she said.
âThe Kalamazoo Promise has really been a catalyst for community transformation,â Brown said. âFor a Midwest urban community, we are moving along like no other community like us right now. A lot of that is because of our investment in education. The Kalamazoo Promise is our answer to a highly skilled workforce. If you look across the United States, the most successful communities are those that invest in their social capital and have the highest levels of education.â
David Smith, president of Midlink Business Park, a world-class, 340-acre business park located in a tax-free Renaissance Zone in Kalamazoo, weighed in on The Kalamazoo Promise as an invigorating force in the business community.
âIt is exciting to see this first crop of Kalamazoo Promise students graduate from college,â Smith said. âBy investing in education in Kalamazoo, we are investing in business, creating a highly skilled workforce with a vested interest in this community.â
About Midlink Business Park
Midlink Business Park is a 340-acre, multi-tenant, multi-use complex that occupies the buildings and land of the former General Motors stamping plant in Comstock Township, just outside of Kalamazoo. Purchased by Hackman Capital in 1999, the site has been restored and repurposed to become an economically and aesthetically attractive destination for businesses in search of new manufacturing, logistics, R&D, office and retail development space. In addition to its prime location on I-94, midway between Detroit and Chicago, and immediate access to air and rail transportation, Midlink has been lauded for its Renaissance Zone designation by the State of Michigan. Visit midlink.com
About Hackman Capital
Hackman Capital is a privately-held real estate investment firm specializing in the acquisition, management and redevelopment of industrial and commercial real estate. Hackman Capital was founded in 1986 and currently manages for its affiliates more than 16 million square feet of real estate. Visit http://www.hackmancapital.com
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©Copyright 1997-2010, Vocus PRW Holdings, LLC.
Vocus, PRWeb and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
