Question by bella: Should I go to Chase or Bank of America for a home loan?
I’m a first time home buyer and would like to start shopping for loans. I have a line of credit with Bank of America and I bank with Chase. Would it lower my score if I went to both? Or should I go through a broker. My credit score is 770.
Best answer:
Answer by Mike
You should go to both and see what they are willing to offer you. You should visit as many mortgage companies as you can to shop around for the best deal. To find some of the best available rates in your area, check out bankrate.com.
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The problem is that they all run credit checks and that could lower your credit score. Generally though, 2 credit checks are fine.
Have a look at both banks you mention. Just stay the hell away from PHH Mortgage. Also I assume you know the person who posted above me is a scammer.